Executive Summary
Al Rajhi Bank (ARB) is one of the largest Islamic banks in the world. ARB's core focus is on the retail business, which accounted for over 64% of the top line in 2020. Personal loans and mortgage loans form 52% and 41% of the total retail loans respectively. Mortgage loans have grown at an impressive 41% and 59% in 2019 and 2020 respectively. Going ahead, ARB could continue to be a leader in the Saudi Islamic banking space with very few threats on the horizon.
Company Report Series
Over the past decade, Marmore MENA Intelligence has published a wealth of economic and industry intelligence for research professionals interested in the MENA region. Our comprehensive reports have provided detailed analysis of growth opportunities, evolving trends, competitive landscape, regulatory developments and their effects on business organizations.As part of our latest offerings, Marmore is publishing a series of company reports that enables one to understand a company's business proposition and challenges. These reports are presented in a way that make them accessible for a broader audience who are looking to get a quick understanding of a company's business model and its risks. Our analysis goes beyond what is stated in the websites and annual/quarterly reports and provide a clear sense of what the businesses do, the challenges that they face in a format that is pleasing to read.
All reports in the Company Series follow the same outline as below:
- Business Description
- Geography of Operations
- Ownership Details
- What we like about their Business
- Key Risks
- Potential Future Outcome
- Financials and key ratios for past seven years
